Empower Your Business. Protect Your Future.
Practical Knowledge to Help You Build, Protect, and Grow Your Business.
The Foundation of Business Matrix Toolbox
Our Core Belief
Our Core Belief
Our Core Belief
Fiona Ratzlaff believes knowledge is power. We aim to prevent costly mistakes by providing practical, easy-to-understand education on vital business areas. Our goal is to equip you with awareness and strategies to make informed decisions, ensuring your business is resilient and compliant.
Meet Fiona
Our Core Belief
Our Core Belief
Fiona Ratzlaff, CEO of Business Matrix Toolbox, brings over 30 years of experience in healthcare, startups, and non-profit organizations. She is an accomplished business strategist and educator dedicated to helping entrepreneurs and businesse navigate legal, financial, and operational challenges effectively. Her expertise ensures our cour
Fiona Ratzlaff, CEO of Business Matrix Toolbox, brings over 30 years of experience in healthcare, startups, and non-profit organizations. She is an accomplished business strategist and educator dedicated to helping entrepreneurs and businesse navigate legal, financial, and operational challenges effectively. Her expertise ensures our courses are tailored to meet the needs of modern business owners.
Our Courses
Our Core Belief
Our Courses
Our courses are tailored for business owners and independent contractors, covering essential topics like compliance, contracts, and financial management. Build a solid foundation to grow your business confidently.
Hear From Our Learners
5/16/2024
My name is Michelle and I took the Business Matrix Toolbox course. I found this course to be very informative. It helped me understand the difference between an employee and an independent contractor. It also helped me as a business owner recognize the difference if I will be bringing on any collaboration in my business how I have to be very specific with either hiring an employee or an independent contractor. As far as setting up my business, it gave me very clear direction in what ways are best for me to have the most success financially With tax breaks and the ability to use my money for my business and me rather than to pay taxes. I highly recommend this course for everyone honestly whether your employee or Buisness Owner because it makes things very clear as far as responsibilities, rights and benefits.
Michelle Kathlyn Gibson
5/16/2024
“When I started my businesses I was fortunate to have Framework in my corner. Fiona Ratzlaff is not only knowledgeable, she is an educator. As a client you are sure to be given the tools to become successful. She is dedicated to her clients and has the unique ability to create an environment where those who are willing to learn and grow have every advantage available. Fiona stays up to date on changing laws and makes sure her clients are educated on all possible options. There is no better source for solutions. I highly recommend her to my closest friends and family members for her reliability and skillset. “
-Jenna Parker Business Owner and Philanthropist
Take Our Online Courses.
Business Matrix Toolbox offers specialized online courses through NMSU Global Campus, available nationwide for independent contractors, entrepreneurs, startups, and business owners.
Our practical, focused education helps you understand independent contractor laws, business structure, financial management, and compliance responsibilities.
Gain the knowledge to make informed decisions, strengthen your business, reduce compliance risks, and build a more sustainable path to success.